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What Smart Investors Know

Savvy investors take the time to separate emotion from fact.

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Office: 888.575.6223

Fax: 270.575.6224

555 Jefferson Street, P.O. Box 2600

Paducah, KY 42002

pfc@paducahbank.com

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LPL Financial Form CRS

Check the background of your financial professional on FINRA's BrokerCheck.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Copyright 2026 FMG Suite.

Paducah Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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SECURITIES AND ADVISORY SERVICES ARE OFFERED THROUGH LPL FINANCIAL (LPL), A REGISTERED INVESTMENT ADVISOR AND BROKER-DEALER (MEMBER FINRA & SIPC). INSURANCE PRODUCTS ARE OFFERED THROUGH LPL OR ITS LICENSED AFFILIATES. PADUCAH BANK AND PADUCAH FINANCIAL CONSULTANTS ARE NOT REGISTERED AS A BROKER-DEALER OR INVESTMENT ADVISOR. REGISTERED REPRESENTATIVES OF LPL OFFER PRODUCTS AND SERVICES USING PADUCAH FINANCIAL CONSULTANTS, AND MAY ALSO BE EMPLOYEES OF THE PADUCAH BANK AND TRUST COMPANY. THESE PRODUCTS AND SERVICES ARE BEING OFFERED THROUGH LPL OR ITS AFFILIATES, WHICH ARE SEPARATE ENTITIES FROM, AND NOT AFFILIATES OF, THE PADUCAH BANK AND TRUST COMPANY OR PADUCAH FINANCIAL CONSULTANTS. SECURITIES AND INSURANCE OFFERED THROUGH LPL OR ITS AFFILIATES ARE:

Not Insured by NCUA or Any

Other Government Agency

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Guaranteed

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Deposits or Obligations

May Lose

Value

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